DMDB AML system

Maintains lists of external suppliers, internal blacklists of suspicious individuals and suspicious account identifiers, and whitelists of verified customers who are not suspicious. Offers the option of applying various algorithms for “fuzzy” searches for names and other parameters of the person to be checked in relation to the persons on the lists. An intelligent algorithm is used for word-for-word searches, with various limits and rules applied during immediate transaction checks.

Supports initial and subsequent customer risk assessment through user-defined models and analyses.

Supports ongoing and instant verification of individuals and transactions through custom analytics and controls. Provides a user interface for handling situations that require manual intervention.

Supports manual entry or automatic retrieval of data from questionnaires aimed at identifying the customer before entering into a relationship or opening a new account. Based on the data, a summary or comprehensive check is performed.

Supports detailed analysis of individuals and transactions using user-defined models and analyses. The analyses are performed using the data stored in the system on the customer or transaction(s), including older periods, and enable the customer risk to be updated depending on the result. Option to automatically process a series of related results.

The system is easy to use and offers a quick and convenient method for creating check models and analyzing the results of their application. The data is loaded from the banking information system in accordance with previously agreed connection mechanisms.

The system enables the use of methods available and usable at the bank for reliable notification. The standard channel is an email to the responsible employees when an event occurs that requires their intervention.